Society
How Union Hours Banks Can Affect Medicare Deadlines
For older union members with banked health-benefit hours, the decisive Medicare date may be when the reserve is exhausted rather than the date a layoff occurs.
Tag
retirement
6 published articles
Retirement is the stage of life when a person leaves full-time work and relies on savings, pensions, investments or public benefits for income. Planning for retirement involves estimating living costs, healthcare needs, taxes, longevity and the timing of withdrawals or benefit claims. It can also include part-time work, estate planning and decisions about housing, insurance and lifestyle.
Society
Why a $40,000 Break-Even Bet Can Raise Taxes
A break-even gambling year can still increase a US taxpayer’s reported income in 2026, particularly when wagering losses are deductible only in part and Social Security benefits are involved.
Society
Claiming Social Security at 66: When It Can Make Sense
Starting Social Security at 66 can be a sound choice when immediate income, health, work plans and personal priorities outweigh the value of a permanently larger monthly payment later.
Business
Indexed Universal Life Insurance: Costs and Risks
Indexed universal life insurance combines permanent life cover with index-linked cash-value crediting, but its guarantees, costs and funding demands require close scrutiny.
Gaming
Warren Spector Retirement Marks an Industry Turning Point
Warren Spector has said he is retiring from game development, closing a career that helped define player-driven design while leaving room for writing, teaching and possible consulting work.
Business
What to Do After Fully Funding an Emergency Fund
Reaching an emergency-savings target is a financial milestone, but the next step is to turn the surplus in monthly cash flow into a plan for debt reduction, long-term goals and regular review.